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Archives for January 2020

Earn 10x points on Lyft with Chase Sapphire Reserve (plus other ways to earn points through Lyft)

January 21, 2020 by boltonpoints

Two weeks ago, I wrote about Chase’s announcement that it would be increasing annual fee ($550, up from $450) and with that announcement, two new benefits were added to the card

With the additional $100 fee, cardholders can expect to get:

  • Lyft Pink Status
  • $120 in DoorDash credits

Well now it appears Chase is taking their Lyft partnership further by offering an additional 7x points on all Lyft transactions, through March of 2022. The announcement is as follows:

One thing to note is that you must enroll your card as your payment method in the app:

Ensure your Sapphire Reserve card is your default payment method. To qualify for Lyft Pink you need to enter your card directly into the app – if you use Apple Pay or PayPal, we will not be able to offer you the complimentary membership.“

This is a fantastic new benefit, with one caveat

On the whole, this is a great development for Sapphire Reserve cardholders, with one exception: cardholders that don’t have Lyft in their city. I haven’t found verifiable US statistics, but I do know from experience that there are numerous cities – particularly smaller markets – that only have Uber.

For those cardholders that do have Lyft, this increase represents a massive earning opportunity for Ultimate Rewards points (valued at over 2 cents each). For me personally, I take 6 rides to or from SFO every month, averaging $35 with tip, which adds up to $210. At 10x, that’s 2,100 Ultimate Rewards points just from the rides I’m already taking to/from the airport. That doesn’t even factor Leigh’s and my normal rideshare habits (another $100+/month). This is also great for cities like San Francisco that have Lyft bike share or car rental programs.

For car-less millennials such as Leigh and myself, this deal is close to being arbitrage (though legal of course 😉 ), especially when you factor in other earning opportunities, such as the ability to earn Hilton Honors points AND Delta SkyMiles with every Lyft ride. My take is that as long as prices and wait times are similar, I can’t see any reason to take Uber over Lyft with all of the earning opportunities.

Do you plan on taking advantage of all the Lyft earning opportunities?

Filed Under: Credit Cards Tagged With: chase, delta, hilton, lyft, uber

Review: United Polaris Business Class / 777-300ER / San Francisco to Taipei

January 21, 2020 by boltonpoints

Aircraft: 77W / 777-300ER
Route: SFO – TPE
Seat: 17D and 17G
Cost: Cash + MileagePlus PlusPoints (upgrade)

Check In

We arrived at SFO nearly 3 hours before boarding. The international hall was mostly empty. Within about 10 minutes, we’d checked in our bag and were through security. About 20 steps past security is the United Polaris Lounge, which the ticket counter agent informed us we’d have access. 

The Polaris lounge 

The agents at the desk welcomed us and scanned our boarding pass. Unlike American’s Flagship Lounge, access to the lounge is one of the more restrictive out there; passengers must be flying same day business class beyond North America on United or a Star Alliance partner. International connections beyond SFO won’t grant access either. For instance SFO-LAX-SYD wouldn’t allow for access until LAX. Premium transcons to Newark also do not allow access. Although restrictive, the lounge was noticeably less crowded than the Flagship Lounge, even at the busiest time of day.

To start, I ordered a Bloody Mary and Leigh a glass of champagne. Although the menu says it “house made”, it’s really just a mix that they’ve augmented. It tasted good, however I’m usually leery of mixes because of sodium content. I drank about half of it and then ordered a glass of champagne.

Polaris Lounge drink menu

We perused the buffet, which was fairly picked over. It was 10:30 and they’d just begun the cutover to lunch, so we decided to wait until that was complete. The “official” time for the switch is 11, which is when we made our way to the dining room, an a la carte restaurant in the back. 

We initially had some “drama” with the seating, as we were told half of the dining room was closed. We really wanted to sit by the window, which is not where they wanted us (in between 3 other tables). The dining room is small – probably 30×30 feet – so it wasn’t clear why we couldn’t just sit there considering the table they wanted to sit us at was no more than 5 steps away. We were polite; they recanted and let us sit at our table of choice. 

After about 5 minutes, our server came to greet us. We ordered two glasses of champagne along with the polenta cake and shrimp skewer to start. We also ordered our mains: Leigh had the blue crab Cobb salad while I had the burger. I was asked if I wanted a fried egg in it, to which I replied of course. 🙂 

We noticed several other passengers trying to enter the dining and were turned away by the hostess, though there was plenty of seating. She would give them buzzers, only to then seat “new” passengers minutes later. Anyway, the whole thing seemed incredibly disorganized, leaving visibly passengers visibly frustrated. 

Our appetizers came: the shrimp skewers were forgettable, while the polenta cakes were excellent when a bite had enough of the goat cheese and fruit mix. They definitely skimped. At the time of our appetizer arrival, I let our sever know that I’d like a beer with my burger. Leigh’s salad came first and I was told my burger was right behind it. Nearly 10 minutes later it arrived. It was worth the wait; the patty had tons of flavor while the egg was perfectly cooked. The fries were also excellent. I put in an order for the desert cookie when my burger arrived. Once we had our food, no one ever came back to check on us and my beer never showed before finishing my burger. We waited 5 minutes until we finally decided to get up; beer and cookie-less. 

Overall it was a nice experience to sit down and have a meal, but the execution by the staff left us feeling more stressed and frustrated than we would’ve like before a 14 hour flight. It’s clear the staff is either new, not well trained, or some combination. Hopefully they can get it together since the concept and food are great. 

For the last hour, we stood at the bar. I ordered the signature cocktail; the Paper Airplane. If you like manhattans, then this is the drink for you. I really appreciate having a full bar option with signature cocktails. That idea is one of the areas where the American Express Centurion Lounges shine, so kudos to United for their execution. With that said, I’d would’ve like to have seen a little bit more self service options by way of drinks. Being able to grab something myself beyond a cup of coffee or a soda would be nice. I didn’t even see a self-service option to fill up water bottles, which just added to the bartenders’ workload. Having a self-service espresso machine would also be welcome. In fact, tired to order an espresso from the bar and was told they only had decaf.  According to the bartender, someone forgot to place the order for the week. đŸ¤ˇđŸźâ€â™‚️

One other thing to mention about the bar is that it appears that they don’t split tips. I heard our bartender ask the other one whether the money on the bar was his or hers. When he told her it was his, she put it in her pocket. Getting beyond my thoughts on tipping culture (hint: not a fan), I firmly believe they should split tips. Case in point, I wanted to leave the person that was helping us for most of the morning a tip. She clocked out, which I didn’t realize until she was gone, so now I’m supposed to tip the other bartender who did little beyond get us water. United (and all US airline clubs for that matter) could do a lot to resolve this issue if they set a strict no tipping policy and subsequently paid their staff better. That would make things more equitable for front and back of the house, as well as remove the awkwardness. Many travelers don’t have cash or are international, so the US’s bizarre tipping norms don’t make sense. Anyway, I digress. 

Based on countless other reviews, I’m guessing the dining service experience that we had that day was just an off day. The lounge itself is a stunning space – well decorated in a timeless fashion. Further, the craft cocktails are interesting and delicious, while the food is high-quality. All in all, it’s hard to find much fault with the Polaris Lounge, especially when you consider that it offers sit down dining (in a business class lounge).

The flight

We left the lounge about 10 minutes prior to boarding and made our way to gate G8. The boarding area was crowded but orderly. They’d just started boarding so we walked straight through, presenting our boarding passes and passports. 

We boarding through the middle aircraft door. We were in seats 17G (Leigh) and 17D. There are two types of seats in United’s new Polaris product: one has a large armrest and storage area on the aisle side, one has it on the interior side. The advantage of the aisle side storage is that it “protects” you from the commotion in the aisle, providing a great deal more privacy. For middle seats, that also means they’re closer together, only divided by a small partition that raises and lowers with an ill placed button. These are ideal for couples, and  luckily we got the last pair of middle seats that were closer together. The close middle seats also allow companions to easily converse, which isn’t as easy to do in reverse herringbone setups like American or Cathay Pacific.

The seat

Pros: Huge improvement from previous business class seats, so the bar wasn’t that high. With that said, the seat is well-designed for the most part, comfortable, with ample storage. The handheld remote was easy to use, and there were plenty of options for lighting. Power, headphone, and USB ports were easy to locate and use. The touchscreen was responsive.

Cons: Leigh and I found the seat harder to get out of than other business class seats, especially once reclined. The video screen wasn’t as crisp as I would’ve expected on a brand new plane/seat. I have mixed feelings on the seat “knob”: it offered an easier way to make micro-adjustments, but wasn’t that responsive.

Side note on the button: it’s on the top of the partition and it’s right in the middle, which meant that every time Leigh or I leaned our arm over it, we hit the button and it went up. If you’ve ever flown United’s DirecTV enabled planes, you’ll know they United is really good with putting buttons in the worst possible place. đŸ˜‚

Also featured in the new seat: a camera!

Like everything on United these days, everything is Star Wars themed, including the amenity kit. The kit itself was in a leather Star Wars pouch, which was well-stocked and included Sunday Riley products. I was really impressed with the quality of the socks. They actually featured grip on the bottoms, which helped me fish out the provided slippers from under my seat when getting up mid-flight.

May the force be with your lip balm

At each seat was our bedding kit: a pillow, a throw blanket, and a duvet. Another thing to note is that there are “extra” amenities that are available but aren’t at your seat: a gel pillow and a mattress pad. Definitely make sure you get both of these items. I’d heard how great United’s Saks Fifth Avenue bedding is, and I can now say that the reports are all accurate. United has the best bedding in the sky, including first class. 

The experience

Pre-departure sparkling wine

Shortly after taking our seats, a flight attendant came by and offered us water, orange juice, or champagne. Leigh and I both got some champagne, and appreciated is that it was served in a sturdy reusable plastic glass. I know US airlines don’t like serving glass on the ground, so this was a nice compromise. 

About five minutes later, we were asked for our first and second choice on food. Being 1K, we would get our food choices once Global Services members got theirs (there happened to be 12 on board). I appreciate the fact that I’m likely to get the meal I choose, however I’d really like to see United roll-out meal pre-selection. With 60 seats in business, it’s likely that several paying passengers didn’t get their meal of choice, which could be avoided with pre-selection (beyond dietary options). 

Leigh and I both ordered the shrimp and scallop dish. 

We pushed back right on time at 1:35pm, and within about 10 minutes, we were airborne. 

The flight attendants came around with hot towels. I made my way to the lavatory to change into my pajamas, which United provides on flights greater than 12 hours. They come in two sizes: small/medium and large/extra large. At 6 feet tall, I chose the L/XL and their were pretty large in me. Obviously in terms of pajama sizing, too big is better than too small. They also don’t have pockets, which I find to be annoying since it reduces their reusability at home. 

Lavatory

After picking up the towels, flight attendants places table clothes on tray tables. A few minutes later the beverage cart came around and delivered our drinks, along with our appetizers. 

The duck starter was excellent and one of the meal highlights. The meat itself was sliced thinly and cooked perfectly medium rare. The faro salad and pickled carrots added a nice balance. 

Next up was the main course, which was served from the cart. I asked for a white wine with the meal, although I wasn’t sure which one. When United first rolled out Polaris, one of the things were known for were the Bloody Mary carts and wine flights. In an effort to cut costs, United quickly stopped doing both, and has slowly chipped away at the Polaris soft product. Apologies in advance for the blue-tinted photos; as you’ll see, the mood lighting very, very blue on the plane. 😂

With that said, Carrie, the flight attendant offered to let me try all three whites. She went to the galley and returned with three small wine glasses, pouring a taste in each, while arranging them in front of me. A few minutes later she came to see which one I preferred, pouring me a glass of my choice. 

Our mains were then served. The dish was piping hot and once it cooled off, I tasted the shrimp. There were three of shrimp and three scallops, all were large. The seafood was perfectly cooked and while the sauce didn’t look appetizing, it wasn’t bad (though a little on the bland side). Luckily, this isn’t my first flight and I reached for one of my handy packets of sriracha sauce, which turned it from average flavor to really good. 

Next up was the dessert cart; Leigh and I both had the ice cream sundae. The options for toppings include some standards: hot fudge, caramel, whipped cream, mini M&M’s, strawberries, and nuts. 

I didn’t use the internet, but did find it to be a little on the expensive side. $30 for the entire flight is a little steep. United also offers the ability to pay with miles, but I can’t stress this enough: it’s a terrible value and should never be done! 🙂

United self-serve galley: lots of carbs and leftovers from dinner

After dessert, I decided to sleep, since it was still the middle of the night in Taipei. I slept off and on for a solid 8 hours, which really made a difference upon our arrival. The Saks bedding really is excellent, and I appreciated the fact that each seat an individual air nozzle. Note that since I haven’t flown all iterations of United’s Polaris seat, I can’t confirm whether every seat across all of their wide bodies have individual nozzles.

Upon waking, it was time for breakfast. I preordered the seafood congee, which was served with fresh fruit and…a biscuit? Although I really enjoyed the biscuit, I found it to be a strange pairing. Also served with it was Chiobani Greek Yogurt, though I really wish airlines would serve plain yogurt since the flavored variety has so much sugar. The congee was unseasoned as is normal, however no soy sauce or other accompaniments were served with it, leaving me with a pretty bland breakfast. Leigh just had some oatmeal, which meant we both had unmemorable breakfasts.

With about 60 minutes left in the flight, I went to the lavatory to change clothes. After a smooth landing, we made our way to immigration, which took a surprisingly long time. There is no fast pass available at TPE – even for business class – meaning we had to wait in line for about 45 minutes at 8pm.

Overall thoughts

Every part of our experience is United’s flagship product, from the Polaris Lounge, to the 777-300ER (77W) plane itself, to the Polaris seats, to the service aspect, and it showed. Now having flown United’s old – dorm style – business-class seats, I can’t overstate how much of an improvement these new seats are. Although the seats aren’t industry leading, I do think they will hold up well over the next decade, however United does risk falling behind when the new business class model being a suite (Qatar, Delta, ANA). Like all US airlines, the x-factor is the crew, and luckily we got a pretty good one. The service was prompt and efficient, but it was by no means over the top like you might get on other airlines. With that said, when coupled with the Polaris Lounge, the overall experience moves into a much higher category than any of the aspects on their own.

Being based out of SFO and United 1K, I will absolutely fly United long haul again. I’m looking forward to when the rest of their wide body fleet is retrofitted with the new seats – especially the 787–8’s and -9’s – which operate some of their longest routes (LAX/SFO-SIN).

Have you flown United Polaris or visited one of the Polaris Lounges? If so, what was your impression?

Filed Under: Airlines Tagged With: polaris

And the worst airline in America is…

January 17, 2020 by boltonpoints

The Wall Street Journal came out with their annual US airline rankings. Rather than subjective scores, the rankings look at hard data, such as canceled flights, tarmac delays, or involuntary bumping. The results are out and the results should come as no surprise if you were a passenger last year.

American Airlines is the US’s worst airline

American Airlines is the largest airline in the world, and with that comes challenges and opportunities. For the last several years, American has only been paying lip service to providing good customer service (what happened to actually Going for Great?), not to mention getting the X’s and O’s of running an airline right. Exacerbated by the MAX cancellations and a labor dispute with mechanics, American’s already dismal operational record went to low record levels (along with its stock price) in 2019.

Credit: WSJ

In the rankings, American finished dead last in four of the seven categories (the other three they were in the bottom third). What sticks out to me the most is that American’s obsession with D0 – meaning departing (pushing back from the gate) on time – once again did not translate to on-time arrivals (6th out of 9). In fact, it continues to have the opposite effect in customer service terms, as gate agents – who are already overworked – don’t always have time to process upgrades, help with seat changes, etc. Further, customers with tight connections are missing their flights rather than hold them a few extra minutes (like United’s connection saver, which has saved over 50,000 connections).

What’s more is that the bulk of American’s hubs are in temperate cities, such as Charlotte, Miami, Dallas, and Los Angeles, meaning weather shouldn’t be playing a primary factor in operational issues.

The categories American finished last in: cancelled flights, 2 hour tarmac delays, mishandled baggage, and involuntary bumping. Ouch. These are all things that an airline can mostly control, yet American gets it wrong on all of them.

American continues to placate it’s customer base

These rankings further illustrate that their management is out of touch with customers and employees. American has tried to be everything to everyone, even competing with Spirit, while still trying to earn the revenue premium that Delta does. All the while, American continues to cram more seats into its planes and tear-out seat back screens, while at the same time offer sit down dining that pours Krug to its international first class customers.

Because of this dual strategy of placation, American excels at neither. One thing that’s struck me as I’ve moved my flying to United is that I do see a broader mission and purpose being communicated to its employees. For years, American has been devoid of such a mission statement that inspires its people. This lack of vision is evident in not only the raw numbers that the WSJ used for its rankings, but in basic customer service, particularly in premium cabins that they sell as “Flagship”. I’ve flown over one million, butt-in-seat miles with American and my experiences are really all over the place, especially when sitting up front (I don’t expect much in economy).

Flagship Dining

There are many great employees at American, however their meteoric fall from the best of the Big 3 airlines to the bottom overall is one that business schools will study long after Doug Parker’s tenure ends.

My takeaway

The rankings come as little surprise to me, especially after a brutal 2019 for American. Delta – airline that they’re trying to emulate – is tops in the operational rankings and continues to earn a revenue premium that American simply can’t command, even with better hubs and newer aircraft. I was impressed with Doug Parker’s ability to see American through the merger with US Airways, however it’s been seven years since the two joined. I know that I’m not alone in feeling like it’s time for a change in leadership and direction at American.

Filed Under: Airlines Tagged With: american, rankings

Chase Sapphire Reserve upping annual fee to $550

January 8, 2020 by boltonpoints

When it was launched in 2016, the Chase Sapphire Reserve was a game changer for luxury travel cards. At $450, it was expensive, but when you factored in its benefits, it made financial sense for a lot of people. Since then, it’s become clear that Chase has lost money – hundreds of millions of dollars – on the card and that it hasn’t resulted in new customers for other products like they’d predicted.

Well in an effort to shore up the finances of the card, Chase has decided to raise the the annual fee from $450 to $550, while offering some new – albeit marginal – benefits.

Current benfits

Existing and new cardholders already receive a lot of benefits from the card, including:

  • $300 travel credit, with no strings attached (*cough* Amex *cough*)
  • 3x earning on all travel and dining purchases
  • Ultimate Rewards points are worth 50% more for Sapphire cardholders, including points that users transfer in from their other Chase cards, like the Chase Ink Business Preferred
  • TSA/Global Entry credit
  • Priority Pass Select membership, which includes airport restaurants (unlike American Express)

What’s new

For new applicants (January 12, 2020 and beyond), the fee will start at $550. For current cardholders, the fee for this year will remain at $450 so long as it hits prior to April 1, 2020.

With the additional $100 fee, cardholders can expect to get:

  • Lyft Pink Status
  • $120 in DoorDash credits

What is Lyft Pink?

Credit: Lyft

Lyft pink is a subscription service that Sapphire cardholders will now get for free. From Lyft’s website, benefits are:

  • 15% off unlimited car rides
    Save on every car ride you take — any time, anywhere. 
  • Priority airport pickups 
    Get picked up faster at the airport when it’s busy.
  • Relaxed cancellations 
    We’ll cover three cancel fees per month if you rebook within 15 minutes.
  • Surprise offers
    Get seasonal discounts and exclusive savings.
  • Waived lost and found fees
    We’ll take care of the return fee every time. 
  • Bikes and scooters
    Enjoy 3 free 30-min. bike or scooter rides per month (in select markets).

Overall, this is a good service to get for free, especially if you already take Uber/Lyft with any frequency. Bonus points if you live in a city that has Lyft bikes and scooters (like we do in San Francisco).

DoorDash Door Pass

We all know food delivery is more popular than ever, so Chase is offering users a way to save money. Cardholders can now activate their DoorDash accounts using their Sapphire Reserve card in order to receive a complimentary 12 month DoorPass subscription. With the subscription, users won’t have to pay delivery fees on orders of $12 or more.

Overall thoughts

What I would’ve liked to have seen from Chase is some changes in the bonus categories and/or more transfer partners. Chase’s 3x earning for dining and travel is solid, but no longer industry leading. Amex offers 4x on groceries and dining with the American Express Gold card, while offering 5x for Platinum cardholders that book flights directly through their travel portal. The Citi Prestige – Citi’s top card – offers 5x earning on the same air travel and dining categories as the Sapphire Reserve (the caveat being hotels are 3x). Further, with the loss of Korean Air last year as a transfer partner, Ultimate Rewards could use a shakeup, though I still find a lot of value with United and Hyatt transfers. I’d also like to see Chase do transfer bonuses like Amex.

Chase upping the annual fee felt inevitable given the fact they’re losing money on it, not to mention other premium cards are already over the $500 annual fee (Amex Platinum is $550). With that said, these new perks won’t offset the fee increase for a lot of people. The perks feel like they’re aimed at a certain type of customer that lives a certain type of life (a millennial living in an urban area without a car). Personally, I’ll get plenty of benefit out of the Lyft Pink membership, but I really don’t use food delivery that often (why do I want to pay for soggy, lukewarm food?). I imagine many will look at cancelling or downgrading their card to the Chase Sapphire Preferred card.

Filed Under: Credit Cards Tagged With: chase, creditcards

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Andrew

World traveler, with a day job. I travel 150,000+ miles per year, most of the time in premium cabins. for free.

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